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A Beginner's Budgeting Guide (without any latte-shaming)

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learner neophyte newcomer novice abecedarian amateur apprentice catechumen colt fish fledgling greenhorn initiate novitiate probationer recruit starter student tenderfoot trainee tyro buckwheater greenie new kid on the block new person expert professional teacher old hand veteran Sunday driver aspirant beginner bush leaguer dabbler dilettante ham hopeful layperson nonprofessional putterer amateurs Sunday drivers abecedarians apprentices aspirants beginners bush leaguers dabblers dilettantes greenhorns hams hopefuls laypeople learners neophytes nonprofessionals novices probationers putterers recruits tenderfoots tyros experts professionals flunky heel new kid on block pupil rook rookie mentor loafer potterer pretender smatterer tinkerer trifler uninitiate entrant candidate competitor contestant convert entry incomer new member participant petitioner player rival solicitor fan spectator founder architect author benefactor builder constructor creator designer establisher forebearer framer generator initiator institutor inventor maker organizer originator patron planner prime mover opponent commercial economic fiscal monetary banking bread-and-butter business numbers numeric pecuniary pocket financial allotment allowance donation funding grant provision stipend subsidy apportionment assignment concession giving stipulation earmarking endowing setting apart sponsoring bestowal keeping refusal rejection return appropriation administration housekeeping management managership home management husbandry budgeting appropriations allotments allowances apportionments assignments budgets concessions donations earmarkings endowings givings grants provisions setting aparts sponsorings stipends stipulations subsidies returns keepings rejections refusals bread and butter budgetary counselor mentor model pilot teacher adviser attendant captain chaperon cicerone conductor controller convoy criterion design director docent escort example exemplar exhibitor genie genius guru ideal inspiration lead leader lodestar monitor paradigm pathfinder pattern pioneer rudder scout standard superintendent usher vanguard guiding spirit follower catalog clue directory guidebook handbook key manual ABCs beacon bellwether Bible compendium enchiridion landmark mark marker pointer print sign signal signpost telltale tip-off chapter and verse guiding light hot lead no-no's the book the numbers vade mecum accompany advise educate govern handle influence instruct manage maneuver navigate oversee regulate see shepherd steer supervise sway teach train attend command conduct contrive control counsel coxswain engineer marshal quarterback route rule show spearhead superintend have a handle on show the way trailblaze abandon desert learn leave leave alone mismanage neglect obey disorganize ignore misguide mislead accompanies adds appears with appends be connects belongs to characterizes co-occurs coexists coincides with comes with completes follows goes together happens with joins with occurs with supplements takes place with withdraws leaves abandons deserts subtracts associate with come along consort date dog draft drag follow go along guard guide hang around with hang out keep company look after shadow shlep along show about show around spook squire stick to string along tag along tailgate take out disregard lose withdraw admonish advocate caution charge commend direct dissuade encourage enjoin exhort forewarn give a pointer give a tip kibitz level with move opine point out preach prepare prescribe prompt put bug in ear put in two cents recommend suggest tout update urge warn disapprove discourage stop betray deceive delude fool keep quiet keep secret lie pretend trick adviser\u002Fadvisor Dutch uncle aide attorney authority backseat driver buttinsky clubhouse lawyer coach confidant consultant doctor expert friend helper instructor judge kibitzer lawyer partner priest referee righthand person second-guesser tutor advises admonishes advocates cautions charges commends counsels directs dissuades encourages enjoins exhorts forewarns gives a pointer gives a tip guides instructs kibitzes levels with moves opines points out preaches prepares prescribes prompts puts bug in ear puts in two cents recommends steers suggests touts updates urges warns keeps mum keeps secret keeps quiet pretends lies betrays stops neglects discourages tricks fools deludes deceives disapproves advisor righthand man tipster pupil student enemy foe all each either several a bit a little each and every in general part of whatever any bar none barring no one complete entire every every bit of every single sum total totality whole incompletely none zero exclusive individual one by one particular personal piece by piece respective separate single specific various without exception part allotment apportionment articulation atom bit bite branch chip chunk component constituent cut department detail division element extra factor fraction fragment helping hunk ingredient installment item limb lot lump measure meed member module moiety molecule organ parcel particle partition piece quantum quota ration scrap section sector segment share side slab slice sliver splinter subdivision unit agreement entirety juncture unity a few a lot certain considerable definite different disparate distinct divers diverse handful hardly any indefinite infrequent manifold many not many numerous only a few plural proportionate quite a few rare scant scanty scarce scarcely any small number some sparse special sundry one approximately few everything whatsoever
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