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Carrick Talks Money: Are investors better off with robo-advisers?

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Personal finance columnist Rob Carrick tells you if robo-advisers will work for you.

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carrick personal finance robo-adviser investing Carrick CARRICK lecture homily descant spiel oration sermon screed silence report rumor racket cant chat prose rot hint jaw bunk lip trash noise banter rumble gab cry yarn buzz jive quiet reality proof truth sense dialogue visit argument interview symposium meeting seminar huddle conclave parley powwow colloquy parlance palaver encounter earful speech patois dialect argot words jargon chatter slang lingo reveal use describe express say sing tell speak persuade notify utter gossip broach confess divulge intone yak drawl prate patter babble converse squeak prattle squeal chant spout gabble drone voice run on tell all hide cover exchange interact confer negotiate contact consult argue commune network deliberate chew confide vent reason relate touch canvass touch base reach out collogue groupthink interface thrash out pitch orate stump induce accost sway harangue prelect hinder prevent listen refrain refuse chalk talk discourse dissertation pep talk soapbox talk approach bespeak call deliver speech deliver talk discuss get on a soapbox give speech give talk greet hail memorialize pontificate root for sermonize take the floor accept accord acquiesce adopt affirm agree allow approve avow bare bring to light communicate concede concur confirm consent cop a plea credit declare disclose enumerate expose go into details grant indicate let let on make known narrate number open up own own up permit proclaim profess recite recognize spill subscribe to tolerate uncover unveil yield enunciate mouth pronounce sound off state verbalize vocalize act action address air attitude bag bearing carriage code comportment conduct convention course dealings decency decorum deed delivery demeanor deportment ethics etiquette expression form front guise habits management mien mode morals nature observance performance practice presence propriety ritual role routine savoir-faire seemliness social graces style tact taste tenue tone way way of life ways what's done blowing bluff bluster boasting bombast braggadocio bragging bullying crowing fancy talk fanfaronade fuming gasconade grandiosity guts hot air pomposity pretension raging railing rant selfglorification storming swaggering swelling tall talk admit articulate behavior bravado Talk last move rest stay live act hold cease idle lose pass stop leave quit die halt befall occur abide be contained in be expressed by be found in dwell inhere lie repose subsist be left be long lived be timeless bide carry on carry through cling exist go on hang on have no end hold on hold out keep on linger live on never say die outlast outlive perdure persist prevail remain ride out run on stand stay on stick to superannuate survive sustain wear wear on wear well be extant be latent be present breathe continue endure happen obtain be beside be buried be established be even be fixed be found be interred be level be located be on be placed be seated be smooth belong beset extend have its seat in occupy reach spread stretch be alive draw breath get along get by have life lead maintain make it remain alive consist Ares ares Are lender banker backer capitalist broker croupier dealer financier house investor manager money-lender officer teller treasurer usurer bourgeois businessperson entrepreneur landowner moneybags one who signs the checks plutocrat the boss the money administrator big shot boss business person captain of industry director executive fat cat industrialist magnate mogul wealthy person bondholder shareowner tycoon shareholder superior improved choice greater larger fitter bigger finer worthier worse sicker tinier improving well recovering mending cured healthier less ill stronger more longer raise beat excel cap help amend top mend best block harm hinder injure worsen impair damage ruin cease impede stop fail lower reduce lose check hurt halt alter ameliorate better change elevate enhance fix lift make up for modify pay one's dues rectify reform remedy repair revise right square be victorious conquer exceed outdo outplay outrival outrun outshine outstrip overcome overtake overwhelm shoot ahead of subdue transcend triumph vanquish whip advance advantage aid assist avail be good for build contribute to do for one do the trick favor fill the bill further improve make a killing make it pay pay off profit promote relieve serve succor work for beat up blank blast bulldoze clobber cream deck drub flax floor get the better of knock off lambaste let have it lick master outclass prevail put away shoot down shut down surpass take care of take down tan thrash total trash triumph over trounce wallop waste wax whomp whop wipe wipe out wipe the floor with zap button down button up can clinch cob complete cover crest crown do to a T eclipse finish pass put the lid on surmount top it off trump wrap up benefit Better absent slight slim small slack quiet sour bad poor putrid rancid rotten turned ahead far over aside below out removed above afar behind beneath beside here close adrift afield amiss awry gone lost off off course off the mark roaming straying vanished wandering wrong abroad apart beyond distant elsewhere far afield far away far off far remote forth from here hence not present out of out of the way to one side abominable atrocious awful bad news beastly blah bottom out bummer careless cheap cheesy crappy cruddy crummy defective deficient diddly dissatisfactory downer dreadful erroneous fallacious faulty garbage godawful grody gross grungy icky imperfect inadequate incorrect inferior junky lousy not good raunchy rough sad slipshod stinking substandard synthetic the pits unacceptable unsatisfactory moldy spoiled below average lacking not oneself off-form under the weather wanting astray away below par OFF OFFS for near plus upon accompanying additionally also as companion as well at same time besides coupled with furthermore in addition to likewise moreover side by side simultaneously too with amid amidst betwixt encompassed by in dispersion through in the midst of in the thick of mid surrounded by by all of by the whole of in association with in connection with in the class of in the company of mutually out of together with with one another a step from abreast of adjacent to adjoining alongside aside at one's elbow at the edge of at the side of bordering on cheek by jowl close at hand close to close upon connected with contiguous to fornent in juxtaposition nearby neck and neck neighboring next door to nigh opposite overlooking round verging on at the hand of in the name of over supported by through through the agency of through the medium of under the aegis of via with the assistance of along with among other things as well as counting in conjunction with inclusive of made up of not to mention along among beside including W.I.T.H. WITH robo Robo adviser Carrick CARRICK Personal Finance privy own usual public common general appropriate diagnostic differentiating discriminating discriminative distinctive distinguishing emblematic especial essential exclusive fixed idiosyncratic inborn inbred indicative individual individualistic individualizing ingrained inherent innate local marked native normal original particular peculiar personal private proper regular representative singular special specific symbolic symptomatic unique contiguous firsthand head-on immediate lineal next primary prompt proximate resultant succeeding all any one by one piece by piece respective separate several single various without exception affected aloof autocratic boastful boasting bragging conceited egocentric egomaniacal haughty inflated inner-directed intimate intrinsic introverted isolated narcissistic obsessive opinionated pompous prideful proud puffed up self-absorbed self-admiring self-centered self-important snobbish stuck on oneself stuck-up subjective superior swollen vain vainglorious chief distinguished dominant express extraordinary notable noteworthy outstanding paramount predominant preeminent preponderant principal set signal supreme surpassing uncommon unusual admired adored beloved best-loved cherished choice darling dear dearest desired esteemed favored liked main number one pet pleasant popular precious prized revered sweetheart treasured wished-for characteristic direct each egotistic favorite Personal personals banking economics business commerce money accounts support back fund bankroll sponsor promote float stake juice endow bank go for pay for refuse reject hurt take abet abide by advocate ally angel assist boost champion countenance encourage endorse favor finance give a boost give a leg up give a lift go to bat for grubstake sanction second side with stand behind stick by stick up for subsidize sustain underwrite uphold cabbage cash coin dollars dough funds greenbacks mazuma scratch bear the cost chip in cover cost foot the bill pick up the bill pick up the check pick up the tab settle accord award bequeath bestow come through with confer contribute donate empower enable endue enhance enrich establish found furnish grant heighten invest lay on leave make over organize provide settle on subscribe supply vest in will capitalize patronize accounts receivable affluence assets backing belongings bread budget capital collateral currency earnings fluid assets hard cash kitty lucre means money in the bank money on hand nest egg nut petty cash pork barrel possessions proceeds profits property ready money resources revenue savings securities specie stakes store stuff substance treasure wealth wherewithal winnings defray Finance finance' provide devote supply spend lend endue advance plunge loan stake back sink infuse entrust endow imbue lay out put in take rise adopt vest ordain charge honor induct close end ante asset backing bail contribution endowment expenditure expense finance financing flutter grant hunch inside interests investing money piece property purchase smart money spec speculation stab transaction venture vested interests accredit bless commission empower enable entitle give authority give the go-ahead give the green light give the word invest license okay rubber-stamp say the word amass deposit heap hill hoard lay aside lay away mass mound pile put by salt away save sock away speculate squirrel stash assail attack beleaguer beset blockade come at from all sides confine congregate encircle encompass environ hem in lay siege to shut in trap work on work over accouter apparel array attire bedizen bedrape breech bundle up caparison cloak coat costume dandify deck disguise dizen do up drape dress dress up dud enwrap equip fit fit out garb gown guise habilitate habit jacket livery mantle outfit primp raiment rig robe spruce suit up swaddle swathe tog turn out appoint assign bespeak bid command commit confide to consign constitute contract crown depute deputize dispatch employ engage enlist enroll hire inaugurate instruct name nominate order select send investment authorize bank besiege clothe Investing
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