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Chalk Talk: The Dysfunctional Higher Education Marketplace

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Chalk Talk is a series featuring Brookings' Brown Center scholars and occasional guests discussing education policy issues of the day. Subscribe!

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Education Student loans Debt Higher Education (Industry) Brookings Institution (Educational Institution) Chalk Talk education policy student loan debt Student Loan (Literature Subject) College University Brown Center Saban saban seminar council rally agency venue medium means scene place vehicle avenue channel stage appointment argument chat colloquy confabulation conferring congress consultation conversation convocation deliberation discussion forum gabfest groupthink huddle interchange interview meeting palaver parley powwow round robin round table symposium talk think-in ventilation cloister close compass courtyard curtilage enclosure patio piazza plaza quad quadrangle square street bar bench court of justice judge justice kangaroo court law court magistrate seat of judgment session tribunal agent device element implement instrument journal magazine member ministry mouthpiece newspaper paper part periodical process publication review structure unit voice way board bureau cabinet commission consultants group jury representatives task force convention group discussion open discussion rap session workshop conference court organ panel forums Forum 2014 remark visit speech chat gossip debate talk confab parley powwow yak gab jive quiet silence audition conference consideration consultation conversation discussion interview meeting reception babble bull session chatter converse gas heart-to-heart hot air jabber palaver prattle rap rap session tête-à-tête advice advisement announcing articulation assertion communion connection contact correspondence corresponding declaration delivery disclosing dissemination elucidation expression intelligence interchange intercommunication intercourse link making known mention notifying publication reading revelation talking telling transfer translating transmission utterance writing account announcement briefing bulletin communiqué directive disclosure dispatch excerpt goods hot story ideas info information inside story language lowdown message missive news note pipeline poop prophecy précis publicity report scoop skinny statement summary tidings translation warning word work appointment argument colloquy confabulation conferring congress convocation deliberation forum gabfest groupthink huddle round robin round table seminar symposium think-in ventilation communication discourse duologue interlocution lines parlance remarks repartee script sides small talk audience dialogue Conversation for near plus upon accompanying additionally also as companion as well at same time besides coupled with furthermore in addition to likewise moreover side by side simultaneously too with amid amidst betwixt encompassed by in dispersion through in the midst of in the thick of mid surrounded by by all of by the whole of in association with in connection with in the class of in the company of mutually out of together with with one another a step from abreast of adjacent to adjoining alongside aside at one's elbow at the edge of at the side of bordering on cheek by jowl close at hand close to close upon connected with contiguous to fornent in juxtaposition nearby neck and neck neighboring next door to nigh opposite overlooking round verging on at the hand of in the name of over supported by through through the agency of through the medium of under the aegis of via with the assistance of along with among other things as well as counting in conjunction with inclusive of made up of not to mention along among beside including W.I.T.H. WITH naftali bennet Bennet Bennett bennett politician politicians Politicians Israel israel country Country keith urban kenny chesney tim mcgraw toby keith garth brooks guitar violin love heartache sad happy cheerful continet adjective woods back woods hillbilly medium center average median mean inside between halfway inner medial mezzo midmost outer border heart midst core waist media deep focus marrow thick midriff outside margin bay window belly bowels breadbasket corporation gut guts intestines middle midsection paunch pot potbelly spare tire tummy venter viscera intermediate midpoint norm par rule standard usual axial basic cardinal centric centroidal chief dominant equidistant essential focal foremost fundamental important inmost interior key leading master mid middlemost midway nuclear omphalic outstanding overriding paramount pivotal predominant primary prime radical ruling salient significant umbilical amount base basis body bottom line bulk burden consequence corpus crux essence foundation import importance kernel main idea mass meat meat and potatoes nitty gritty nub nucleus origin pith pivot purport quick root significance staple substance thrust upshot Davy Jones's locker Poseidon's realm blue brine briny drink main ocean the high seas abdomen central middles Middle oriental eastern west east easterly eastward on the east side of the East Asia easts EAST region Martin martin brooking Brookings Brooking school academy system society clinic company guild fixture college asylum seminar association business conservatory establishment foundation hospital orphanage seminary think tank university institution old school place of graduation place of matriculation loony bin madhouse mental hospital mental institution sanatorium Mom and Pop cartel concern corporation factory firm fly-by-night operation house market megacorp mill monopoly organization outfit partnership setup shoestring operation shop store syndicate trust venture conception constitution formation formulation generation genesis imagination inception laying down making nascency nativity origination procreation production setting up siring enactment endowment founding inauguration installation institute alma mater creation educational institution Isaac Herzog herzog Israeli israeli hard working stubborn gruff proud determined zoo polity jungle civics address artfulness craft delicacy delicatesse discretion expedience finesse negotiation poise politics savoir-faire skill statecraft subtlety Uncle Sam Washington authority bureaucracy command control direction domination dominion empire execution executive governance guidance influence jurisdiction law ministry patronage political practice power powers-that-be predominance presidency regency regime regimentation regulation restraint rule sovereignty state superintendence superiority supervision supremacy sway the feds union art of the possible government poli-sci political theory realpolitik statesmanship administration predominanc brownnose cajole fall all over gratify lay it on massage play the game play up to please politic satisfy snow soap soften up stroke suck up to diplomacy political science pander Politics Jeffrey jeffrey goldberg Goldberg job pull chore grind push sweat toil pains fun worker laborer help helper toiler learner hand hack check travail birth throes tend strive plod drive strain struggle drudge slave endeavor cultivate bear down plug away pour it on laze idle rest relax accomplish achieve begin carry on carry out consummate cook create develop do a number do one's thing enforce execute function get in there go about go for broke go for it go in for go that route go to town intrude knock off labor make progress maneuver move officiate operate percolate perk perpetrate persevere persist practice preside pursue respond serve take effect take part take steps take up transort undertake work out action activeness animation bustle enterprise exercise exertion hustle life liveliness motion movement act avocation bag ballgame bit deed entertainment game hobby occupation pastime project racket scene scheme stunt task trip undertaking venture work zoo afflict bleed crucify distress disturb eat heart out excruciate harrow hurt lament martyr pain rack sing the blues squirm stew over take it badly torment torture try wince worry writhe act of God bearing beginning birthing blessed event childbearing childbirth creation delivery nascency natality nativity parturition producing visit from stork accouchement bearing children childbed confinement delivering lying-in parturience procreation propagation reproduction visit from the stork activity agonize Labor dinner affair tea gala fete prom soiree ball riot spree bash feast orgy social fun task work body force team bevy corps crowd covey troop crew band squad unit mob bunch one union bloc side set cabal junta sect ring disunion division woman man being part human animal plant actor agent plotter sharer cojuror fan assembly 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lass little one son teenager tot colleen damsel maid maiden missy broad Girls girls myth internet geek nerd unreal comic sudden tense affecting breathtaking climactic dramaturgic dramaturgical effective electrifying emotional expressive farcical histrionic impressive melodramatic powerful sensational spectacular startling striking suspenseful the histrionical The training science study culture learning teaching literacy tutelage guidance breeding finish tuition nurture reading pedagogy tutoring coaching drilling rearing neglect accomplishments acquirement actions atmosphere attainment aura backdrop capacity credentials cultivation deeds education environment framework grounding history practice preparation qualification seasoning tradition upbringing acculturation advancement civility development edification elevation enlightenment illumination polish progress refinement social well-being conduct control curb domestication drill exercise inculcation indoctrination limitation method 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OBAMA celebrity celebrities training science study culture learning teaching literacy tutelage guidance breeding finish tuition nurture reading pedagogy tutoring coaching drilling rearing neglect accomplishments acquirement actions atmosphere attainment aura backdrop capacity credentials cultivation deeds education environment framework grounding history practice preparation qualification seasoning tradition upbringing acculturation advancement civility development edification elevation enlightenment illumination polish progress refinement social well-being conduct control curb domestication drill exercise inculcation indoctrination limitation method orderliness regulation restraint self-command self-control self-government self-mastery self-restraint strictness subordination will willpower bodhi broad-mindedness civilization comprehension information insight instruction knowledge open-mindedness sophistication wisdom awareness clarification inspiration perception revelation ability acquaintance apprehension attainments cognition consciousness dirt discernment doctrine dogma dope erudition expertise facts familiarity goods grasp inside story intelligence judgment know-how light lore observation philosophy picture power principles proficiency recognition scholarship schooling scoop substance theory background discipline Education lady she boy babe bimbo chick dame dish doll doxy female floozy gal girl honey lassie miss moll skirt sweet thing tootsie female offspring offspring woman daughter femme gentlewoman grandmother madam matron mother mrs sister adolescent child infant kid minor youngster youth baby bairn juvenile lad lass little one son teenager tot colleen damsel maid maiden missy broad Girls girls myth internet geek nerd unreal FLOTUS being now since after during pro toward to go to as long as cause considering for for the reason that inasmuch as seeing that whereas as a result of as things go by cause of by reason of by virtue of due to for the sake of in as much as in behalf of in that in the interest of in view of now that on the grounds that over owing to seeing thanks to through backing in agreement on the side of supporting all in all all things considered because everything being equal forasmuch as in consideration of in light of insomuch as pending taking into account accept advocate appreciate approbate approve back be in favor of be on one's side buck for champion choose commend cotton to countenance encourage endorse esteem eulogize fancy flash on go for hold with honor incline lean toward look up to opt for patronize pick praise prize regard highly root for sanction single out support take a liking to take a shine to take to think well of tilt toward value accordingly and so consequently ergo for this reason hence in consequence in that event on account of on the grounds then thence therefrom thereupon thus to that end whence wherefore behind favor therefore FOR tint wash paint dye stain tone rouge daub flush imbue gloss 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considerable dominant elder exceeding extensive hefty large large-scale larger main most oversized primary senior sizable superior supreme ultra upper uppermost added aggrandized also amassed and another augmented besides bounteous deeper else enhanced expanded extended extra farther fresh further heavier in addition increased innumerable likewise major massed more than that new numerous other over and above spare supplementary too many wider more advanced next higher antrorse ascending lofty skyward uphill heavenward upward advanced more Hig-Her forum agora exchange exposition fete market marketplace mart capital city club concourse crossroads focal point focus heart hub mall meeting place metropolis nerve center plaza polestar shopping center social center station town trading center bazaar circus county fair demonstration display exhibition expo pageant presentation production show showing shopping complex shopping mall shopping plaza arcade emporium fair flea market galleria mini-mall piazza strip mall center Marketplace Student Loan student loan scholar pupil junior graduate observer learner novice skill docent disciple grad teacher academician lecturer professor scholastic student tutor amateur beginner flunky greenhorn heel neophyte new kid on block newcomer novitiate probationer rook rookie starter tenderfoot tyro abecedarian apprentice buckwheater catechumen colt fish fledgling greenie initiate new kid on the block new person recruit trainee adherent apostle attendant booster buff bug cohort convert devotee enthusiast fan fanatic fiend freak groupie hound junkie nut partisan proselyte rooter satellite sectary sectator supporter votary witness zealot bookworm cub first of May gremlin know from nothing mark plebe postulant prentice punk academic Student students credit advance trust floater lend stake score allow touch mend stop accommodation allowance bite deposit down payment front money hike increase loan prepayment retainer rise take furnish pay provide balance bond capital outlay continuance debenture extension installment buying installment plan lien mortgage on account on the arm on the cuff plastic respite securities stock surplus cash tab wealth amount assessment bottom line budget charge consumption debit debt decrement deprivation disbursement duty expenditure forfeit forfeiture insurance investment liability loss obligation out of pocket outdo outlay output overhead payroll price price tag rate responsibility risk sacrifice spending sum surcharge tariff toll upkeep use value worth costs funding matching funds outgo payment back bankroll buy into buy stock devote endow endue entrust get into go in for imbue infuse lay out pick up the tab plow back into plunge put in put up dough salt away sink spend supply expense financing invest Loan asparagus tumblr blog awesome random slowness slow loann loannn mugged robbed snatched taken stolen bill receipt damage due credit deficit capital arrears duty claim invoice chit voucher tab check bite note score debit cuff IOU tally baggage dues in hock red ink asset cash profit excess bad news debt itemized account knock reckoning request for payment statement statement of indebtedness budget deficit compensatory spending debt explosion deficit financing in the red megadebt negative cash flow no assets overspending pump priming ante arrearage assessment charge charges collection contribution custom fee kickback levy liability obligation pay protection rates tax toll albatross ball and chain cross guilt handicap hindrance impediment load millstone monkey on one's back obstruction responsibility saddle thorn in one's side weight worry amount bottom line budget consumption decrement deprivation disbursement expenditure forfeit forfeiture insurance investment loan loss mortgage out of pocket outdo outlay output overhead payroll price price tag rate risk sacrifice spending sum surcharge tariff upkeep use value worth accountability accountableness amenability amenableness blame burden compulsion culpability indebtedness onus owing subjection susceptibility deficit spending encumbrance expense Debt industry talk sermon spiel pitch guidance training teaching lesson tuition tutelage coaching drilling question task study test class period drill quiz ignorance homily address lecture soapbox print paper appeal debate stump tirade parley opus eulogy quiet descant oration screed silence workout practice exercise basics buildup tune-up warm-up readying neglect speak chalk talk discourse dissertation pep talk apprenticeship direction discipline edification enlightenment grounding information preparation schooling allocution disquisition harangue instruction assignment education homework reading recitation tutoring declamation bombast commentary diatribe exhortation invocation keynote oratory panegyric parlance prelection rhetoric salutation valedictory speech lecture homily descant spiel oration sermon screed silence report rumor racket cant chat prose rot hint jaw bunk lip trash noise banter rumble gab cry yarn buzz jive quiet reality proof truth sense dialogue visit argument interview symposium meeting seminar huddle conclave parley powwow colloquy parlance palaver encounter earful speech patois dialect argot words jargon chatter slang lingo reveal use describe express say sing tell speak persuade notify utter gossip broach confess divulge intone yak drawl prate patter babble converse squeak prattle squeal chant spout gabble drone voice run on tell all hide cover exchange interact confer negotiate contact consult argue commune network deliberate chew confide vent reason relate touch canvass touch base reach out collogue groupthink interface thrash out pitch orate stump induce accost sway harangue prelect hinder prevent listen refrain refuse chalk talk discourse dissertation pep talk soapbox talk approach bespeak call deliver speech deliver talk discuss get on a soapbox give speech give talk greet hail memorialize pontificate root for sermonize take the floor accept accord acquiesce adopt affirm agree allow approve avow bare bring to light communicate concede concur confirm consent cop a plea credit declare disclose enumerate expose go into details grant indicate let let on make known narrate number open up own own up permit proclaim profess recite recognize spill subscribe to tolerate uncover unveil yield enunciate mouth pronounce sound off state verbalize vocalize act action address air attitude bag bearing carriage code comportment conduct convention course dealings decency decorum deed delivery demeanor deportment ethics etiquette expression form front guise habits management mien mode morals nature observance performance practice presence propriety ritual role routine savoir-faire seemliness social graces style tact taste tenue tone way way of life ways what's done blowing bluff bluster boasting bombast braggadocio bragging bullying crowing fancy talk fanfaronade fuming gasconade grandiosity guts hot air pomposity pretension raging railing rant selfglorification storming swaggering swelling tall talk admit articulate behavior bravado Talk code theory scheme rule program plan action method polity custom course design line tenet order disorganization administering agency application authority charge command conduct conducting control directing direction dispensation disposition distribution enforcement execution governing government guidance handling jurisdiction legislation organization overseeing oversight performance policy power provision regulation running strategy superintendence supervision surveillance care carrying on channels intendance leadership management manipulation posture red tape regimen tactics transaction treatment wielding advancement chain consecution continuity development flow furtherance manner march movement procedure progression row sequel sequence series string succession system unfolding way attitude canon ceremony character convention conventionalism customariness dictates established way etiquette fashion folkways form formality inheritence matter of course mode mold mores observance observation pattern practice praxis precedent precept rite routine second nature style taste type unwritten law unwritten rule usage use vogue advantage advantageousness advisability appositeness aptness benefit convenience desirability effectiveness efficiency fitness helpfulness judiciousness meetness opportunism opportunity practicality pragmatism profitability profitableness properness propitiousness propriety prudence rightness suitability usefulness utilitarianism utility announcement notice platform proclamation promulgation public notice statement of belief administration expediency manifesto Policy scholar pupil junior graduate observer learner novice skill docent disciple grad teacher academician lecturer professor scholastic student tutor amateur beginner flunky greenhorn heel neophyte new kid on block newcomer novitiate probationer rook rookie starter tenderfoot tyro abecedarian apprentice buckwheater catechumen colt fish fledgling greenie initiate new kid on the block new person recruit trainee adherent apostle attendant booster buff bug cohort convert devotee enthusiast fan fanatic fiend freak groupie hound junkie nut partisan proselyte rooter satellite sectary sectator supporter votary witness zealot bookworm cub first of May gremlin know from nothing mark plebe postulant prentice punk academic Student students credit advance trust floater lend stake score allow touch mend stop accommodation allowance bite deposit down payment front money hike increase loan prepayment retainer rise take furnish pay provide balance bond capital outlay continuance debenture extension installment buying installment plan lien mortgage on account on the arm on the cuff plastic respite securities stock surplus cash tab wealth amount assessment bottom line budget charge consumption debit debt decrement deprivation disbursement duty expenditure forfeit forfeiture insurance investment liability loss obligation out of pocket outdo outlay output overhead payroll price price tag rate responsibility risk sacrifice spending sum surcharge tariff toll upkeep use value worth costs funding matching funds outgo payment back bankroll buy into buy stock devote endow endue entrust get into go in for imbue infuse lay out pick up the tab plow back into plunge put in put up dough salt away sink spend supply expense financing invest Loan bill receipt damage due credit deficit capital arrears duty claim invoice chit voucher tab check bite note score debit cuff IOU tally baggage dues in hock red ink asset cash profit excess bad news debt itemized account knock reckoning request for payment statement statement of indebtedness budget deficit compensatory spending debt explosion deficit financing in the red megadebt negative cash flow no assets overspending pump priming ante arrearage assessment charge charges collection contribution custom fee kickback levy liability obligation pay protection rates tax toll albatross ball and chain cross guilt handicap hindrance impediment load millstone monkey on one's back obstruction responsibility saddle thorn in one's side weight worry amount bottom line budget consumption decrement deprivation disbursement expenditure forfeit forfeiture insurance investment loan loss mortgage out of pocket outdo outlay output overhead payroll price price tag rate risk sacrifice spending sum surcharge tariff upkeep use value worth accountability accountableness amenability amenableness blame burden compulsion culpability indebtedness onus owing subjection susceptibility deficit spending encumbrance expense Debt credit advance trust floater lend stake score allow touch mend stop accommodation allowance bite deposit down payment front money hike increase loan prepayment retainer rise take furnish pay provide balance bond capital outlay continuance debenture extension installment buying installment plan lien mortgage on account on the arm on the cuff plastic respite securities stock surplus cash tab wealth amount assessment bottom line budget charge consumption debit debt decrement deprivation disbursement duty expenditure forfeit forfeiture insurance investment liability loss obligation out of pocket outdo outlay output overhead payroll price price tag rate responsibility risk sacrifice spending sum surcharge tariff toll upkeep use value worth costs funding matching funds outgo payment back bankroll buy into buy stock devote endow endue entrust get into go in for imbue infuse lay out pick up the tab plow back into plunge put in put up dough salt away sink spend supply expense financing invest Loan asparagus tumblr blog awesome random slowness slow loann loannn mugged robbed snatched taken stolen literature Literature books reading twilight stephanie meyer authors emerson american american literature johnson johnson & johnson porn magazine interwebs girl friend masterbation litter garbage road ditch subject Subject institute university alma mater lyceum seminary brainery academe academic community academicians college savants school book-learned bookish collegiate erudite intellectual learned pedantic scholarly scholastic studious academy institution old school place of graduation place of matriculation academics advisers body clinic corps department employees instructors lecturers literati mentors organization pedagogues personnel professorate professors profs researchers scholars society staff tutors workers association asylum business company conservatory establishment fixture foundation guild hospital orphanage seminar system think tank big house campus can cooler correctional institution inside joint lockup pen penal institution prison reformatory slammer stockade academia academic faculty penitentiary College academy college school book-learned bookish collegiate erudite intellectual learned pedantic scholarly scholastic studious university institution old school place of graduation place of matriculation alma mater association brainery halls of ivy halls of knowledge institute lyceum organization seminary academics advisers body clinic corps department employees instructors lecturers literati mentors pedagogues personnel professorate professors profs researchers scholars society staff tutors workers asylum business company conservatory establishment fixture foundation guild hospital orphanage seminar system think tank blackboard discipline faculty hall jail schoolhouse academic University fawn ginger tan toast amber brick nut buff coffee drab dust bronze bay ecru beige rust auburn tawny copper russet puce sepia cocoa sorrel umber henna bister khaki hazel ochre brown golden yellowish bistered dusky pigmented swart swarthy tanned bake barbecue blanch boil braise brew broil burn coddle curry decoct deep fry devil doctor escallop fix french fry fricassee fry griddle grill heat imbue melt microwave mull nuke panfry parboil parch percolate poach pressure-cook reduce roast ruin sauté scald scorch sear seethe simmer sizzle spoil steam steep stew warm up arid blah bleak boring characterless cheerless desolate dingy dismal dreary dry dull as dishwater faded flat gloomy gray grungy lackluster lusterless muddy murky run-down same shabby somber subfuse unchanging uninspired vapid zero frizzle pan fry singe zap brunette cook Brown inside midway mean deepest inmost inner medial mid outer edging heart place hub kernel essence focus seat pivot midst axis interior core gist midpoint nucleus marrow pith quick root nave omphalos polestar hotbed cynosure centrum navel margin rim border edge town city plaza club mall station capital market mart meet attract gather unify collect join focalize close on disjoin scatter divide arsenal center depot dump factory headquarters magazine plant range camp dock field garrison hangar harbor home port post settlement site starting point strip terminal antecedent assumption 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