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Congressman Pittenger: Relax CFPB's burdensome "Qualified Mortgage" rule

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On November 18, Congressman Robert Pittenger urged colleagues to support the "Portfolio Lending and Mortgage Access Act" (H.R. 1210), which relaxes the ...

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Robert Pittenger (U.S. Congressperson) Consumer Financial Protection Bureau (Government Agency) Qualified Mortgage House Committee on Financial Services legislator councilman congressman congressperson congresswoman councilperson councilwoman lawmaker Congressman unwind recline soften calm repose rest laze calm down knock off loosen up sit back lie down unbend unlax cool off ease off stop work take ten worry grow tense slow ease lower slack loose remit abate ebb lax incite excite raise rise loll lounge relax sun sunbathe swim in toast oneself warm oneself allay alleviate appease assuage balm becalm compose cool cool it cool out hush lay back lull mitigate mollify pacify placate quiet quieten relieve sedate settle simmer down soft-pedal soothe steady still stroke take it easy take the edge off tranquilize adjust arrange check collect comfort console contain control ease up hold in lessen let up moderate modulate quell re-collect reconcile regulate rein repress resolve restrain slacken smother solace suppress temper tune down attenuate blunt cripple devitalize disable enervate enfeeble eviscerate exhaust extenuate harm hurt injure mar prostrate sap spoil unbrace undermine unstrengthen weaken wear out beguile break one up delight fracture one get one's jollies gladden gratify knock 'em dead make happy panic please put 'em away recreate regale slay tickle wow analgize anesthetize benumb deaden desensitize dope dope up dose dose up fix hit knock out medicate narcotize numb poison stupefy treat bask debilitate divert drug Relax RE-LAX onerous taxing exacting exigent heavy irksome tough trying wearing weighty wearying carking crushing easy calm aiding backbreaking burdensome exhausting fatiguing formidable grueling harsh labored laborious murder no picnic painful punishing rigorous rough severe strenuous tiring toilsome troublesome uphill bulky clunker clunking clunky cumbrous embarrassing galumphing hefty incommodious inconvenient leaden massive oppressive ponderous tiresome unhandy unmanageable unwieldy wearisome ambitious arduous backbreaker bothersome challenging crucial demanding difficile easier said than done effortful galling gargantuan hard-won herculean immense intricate irritating not easy operose problem problematic prohibitive rigid stiff titanic unyielding upstream by the book careful critical difficult finicky fussy grievous hard hypercritical imperious nit-picking painstaking particular persnickety picky precise stern strict stringent unsparing superincumbent complicated distressing grinding hairy involved knotty mean merciless rugged scabrous serious slavish sticky terrible toilful uphill battle cumbersome Rule rules Rules rule Robert pittenger buyer user seller marketer client consumer customer easy make emptor end user patron prospect purchaser representative shopper sucker vendee applicant believer chump dependent disciple follower front habitué head mark patient protégé protégée walk-in ward clientele regular shopper browser window-shopper obtainer Consumer consumers fiscal banking numeric pocket numbers across the counter bartering commissary economic exchange financial for sale in demand in the market market marketable mercantile merchandising monetary pecuniary popular profit-making profitable retail retailing saleable sales supplying trade trading wholesale wholesaling budgetary commercial money capital cash Protection protection office agency board shop setup store desk President admiral advisers bureau cabinet chair chairperson chargé d'affaires command commander committee consulate department directors embassy executive executives feds front office general governing body headquarters legislature management ministry officers officials powers presidency presidium stewards superintendents supervisors top brass upstairs company firm annex arm category chapter classification connection dependency derivative division extension local member outpost part portion section subdivision subsection subsidiary tributary wing administration administrators assembly assistants authority brain trust bureaucracy council counselors department heads government kitchen cabinet official family bin carton case casket chiffonier coffer commode crate exchequer pyxis receptacle reliquary strongbox treasury trunk chamber commission consultants convocation investigators jury panel representatives task force trustees branch chest Bureau proved tried fit tested fitted adept expert good pro proper wicked vet unable inept unfit open guarded bounded fixed partial free accomplished adroit agile artful au fait brilliant capable clever deft dexterous effective effectual efficient equal to experienced facile gifted ingenious intelligent keen know one's onions know the ropes learned masterful masterly powerful practiced prepared proficient qualified responsible savvy sharp skilled skillful smart talented there trained up to it up to snuff up to speed with it adapted adjusted amended converted cooked corrected diversified doctored modified redone refitted reformed remade remodeled renovated reshaped retailored revised spiked transformed turned updated able adequate apt competent dynamite fireball green thumb has what it takes having know-how having the goods having the right stuff knowing the ropes knowing the score like a one-man band like a pistol old hand old-timer on the ball suited veteran alert astute brainy cagey canny crackerjack cunning deep dexterous/dextrous discerning egghead foxy handy inventive knowing knowledgeable many-sided nimble nobody's fool pretty quick quick on trigger quick-witted rational resourceful sagacious sensible shrewd slick sly sprightly versatile wise witty allusive analogous approaching by comparison comparable conditional connected contingent contrastive correlative corresponding equivalent in proportion like matching metaphorical near not absolute not positive parallel provisional related relative restricted rivaling similar vying with reservation all around appropriate being a pistol complete crisp decent endowed enough equal fool know ins and outs know one's business know one's stuff know the answers know the score no slouch paid one's dues pertinent polished satisfactory sufficient suitable altered comparative debt contract deed pledge title balance bond capital outlay continuance debenture extension installment buying installment plan lien loan mortgage on account on the arm on the cuff plastic respite securities stock surplus cash tab trust wealth IOU albatross arrearage arrears bad news baggage below the line bill bite capital check chit claim commitment credit cuff damage dead horse debit deficit due dues duty encumbrance in hock in the hole in the red indebtedness invoice liability manifest note obligation outstandings price tag promissory note receipt reckoning red ink responsibility score tally voucher amount assessment bottom line budget charge consumption decrement deprivation disbursement expenditure forfeit forfeiture insurance investment loss out of pocket outdo outlay output overhead payroll price rate risk sacrifice spending sum surcharge tariff toll upkeep use value worth affirm angel answer for assure attest aver back bankroll be surety for bind oneself certify confirm cosign endorse ensure evidence evince get behind give bond grubstake guaranty insure juice maintain make bail make certain make sure pick up the check pick up the tab protect prove reassure secure sign for stake stand behind stand up for support swear testify vouch for wager warrant witness account arrear chance contingency disadvantage drag drawback handicap hindrance impediment inconvenience indebtment involvement lease millstone minus misfortune nuisance onus possibility remainder accommodation advance allowance floater time payment expense guarantee House house chamber cabinet bureau board jury panel council President admiral advisers chair chairperson chargé d'affaires command commander committee consulate department directors embassy executive executives feds front office general governing body headquarters legislature management ministry officers officials powers presidency presidium stewards superintendents supervisors top brass upstairs advisory group brass conclave directorate execs executive suite trustees agency authority commission division office salt mines service setup shop store administration administrators assembly assistants brain trust bureaucracy counselors department heads government kitchen cabinet official family commissioners delegation deputation representative association caucus club conference convention convocation delegates guild league legislative body meeting order parliament senate society the Hill the house union congress duty use office supply work account benefit utility employ value labor avail favor fitness check hurt loss disfavor damage injury ritual liturgy worship sermon action sting combat peace admission alpha birth bow celebration convocation countdown curtain-raiser dawn dawning genesis graduation initiation kickoff onset opener opening outset proem services start starting point tee off burial cremation entombment exequies funeration inhumation interment last rites obit obsequies planting requiem sepulture solemnities align balance bring into line calibrate connect correct fine-tune fit fix focus grind improve improve accommodate mend overhaul polish put in working order readjust rectify regulate renovate repair service set sharpen square tighten troubleshoot tune up advancement advice advocacy alleviation allowance assist assistance attention backing backup benefaction benevolence bounty care charity comfort compensation cooperation deliverance encouragement endowment furtherance gift giving guidance hand handout leg up lift ministration ministry patronage promotion reinforcement relief rescue reward salvation shot in the arm subsidy sustenance treatment advantage betterment convenience enhancement enrichment excellence extravagance facility frill improvement luxury merit quality superfluity virtue aid blessing boon credit distinction help resource treasure commencement funeral adjust amenity asset
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