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Credit option for those with credit score below 660

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http://happywallet.club/cash-now Get Cash In As Fast As 1 Hour – Approveme NOW!Best Personal Loans for Bad Credit - Apply OnlineEven if you have bad credit, a personal loan may still be an option for you. While many banks and credit unions will not approve a borrower with a credit score below 660, a number of online lenders offer personal loans to consumers with credit scores as low as 600 - or even lower. In fact, there are some online lenders that specialize in bad credit loans to help consumers consolidate debt. By consolidating credit card debt with a personal loan, you will likely see an increase in your credit score. This occurs because your previously revolving credit card debt is now categorized as an installment debt, a type of debt many credit scoring models do not penalize you for having. In order to qualify you'll need to have a reasonable debt-to-income ratio to reassure the lender you have the ability to repay the loan. If you are worried about qualifying, you may want to consider having a spouse or family member co-sign on the loan. More online lenders are making co-signing an option as part of their application process which often results in lower rates, larger loan amounts, and interest savings.


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