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Most Americans' Retirement Expectations are Negative

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Americans appear to have a negative outlook on their retirement, according to an annual Nationwide survey. 21 percent of future retirees said life in retirement will be better and 28 percent of recent retirees said life is worse in retirement. So what’s the reason? The survey found 82 percent of recent retirees said income is the reason why life is worse in retirement. While 76 percent of those who have been retired for 10 or more years said cost of living is why life is worse in retirement. 78 percent of future retirees are worried the Social Security program will run out of funds in their lifetime, as compared with 63 percent of recent retirees and 56 percent of 10+ retirees. In fact, future retirees who currently work with a financial adviser are more likely than recent and 10+ retirees to have received advice on Social Security from their financial adviser.


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