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Rep. Leonard Lance, (R-N.J.), shares his thoughts on Equifax's massive data breach ahead of testimony by the company's former CEO Richard Smith before a Congressional committee.» Subscribe to CNBC: http://cnb.cx/SubscribeCNBC About CNBC: From 'Wall Street' to 'Main Street' to award winning original documentaries and Reality TV series, CNBC has you covered. Experience special sneak peeks of your favorite shows, exclusive video and more.Connect with CNBC News OnlineGet the latest news: http://www.cnbc.com/ Find CNBC News on Facebook: http://cnb.cx/LikeCNBC Follow CNBC News on Twitter: http://cnb.cx/FollowCNBC Follow CNBC News on Google+: http://cnb.cx/PlusCNBC Follow CNBC News on Instagram: http://cnb.cx/InstagramCNBC Rep. Leonard Lance: Equifax Breach Beyond 'Incompetence', Might Be 'Culpability' | CNBC