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Smart ways to use your tax refund

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Are you giving the IRS a big loan each year by letting them withhold too much of your money? Financial experts say you should adjust your withholding allowances if your refund is too big. If you are getting a refund, you should put it in savings,pay off debt

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experienced expert facile gifted intelligent know one's onions know the ropes learned masterful masterly powerful practiced prepared proficient qualified responsible savvy skilled skillful smart talented there trained up to it up to snuff up to speed delicate inept weak feeble useless powerless infirm idiotic unable incompetent ineffective incapable impotent ablest be sore hurt pain pound twinge relieve please assist ached pained pounded smarted suffered throbbed twinged was sore relieved pleased helped soothed assuaged assisted aided discerning discriminating incisive insightful intense intuitive judicious observant penetrating perspicacious piercing sensitive subtle not serious insensitive imperceptive dense moderate mild calm unimportant forthright acute pain darting pain sharp pain shooting pain 🤌 Smart smarts S-mart action approach course fashion form idea manner means measure move plan policy practice procedure process step style system thing use contrivance custom design 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uselessness handle control adopt run work wield utilize accept employ exploit manage apply operate spend manipulate exhaust expend regulate exert relate ply bestow govern waste capitalize bring into play bring to bear draw on run through take advantage of avail oneself of do with find a use make do with make the most of make use play on press into service put forth put into action put to use put to work set in motion turn to account save leave alone stop halt let go neglect mismanage abstain repudiate reject cease renounce misuse abuse do an injustice to impose on use wrong commend approve esteem care for defend treasure honor praise compliment adulate acclaim revere prize respect protect preserve cherish abused backbit bad-mouthed bashed belittled berated blew off calumniated capped castigated cuss out cut down cut to the quick decried defamed derogated did a number on discounted dumped on gave a black eye hurled brickbat insulted knocked minimized nagged offended oppressed persecuted picked on put down ragged on ran down reproached reviled ripped up rode scolded signified slammed slapped slung mud smeared sounded swore at tear apart trashed upbraided vilified vituperated zinged commended esteemed cared for helped defended approved flattered treasured honored adulated acclaimed revered prized benefited respected protected preserved cherished exalted lauded praised complimented abusing backbiting bad-mouthing bashing belittling berating blowing off calumniating capping castigating cutting down cutting to the quick decrying defaming derogating discounting doing a number on dumping on giving a black eye hurling brickbat insulting knocking minimizing nagging offending oppressing persecuting picking on putting down ragging on reproaching reviling riding ripping up running down scolding signifying slamming slapping slinging mud smearing sounding swearing at trashing upbraiding vilifying vituperating zinging commending esteeming caring for helping defending approving flattering treasuring honoring adulating acclaiming revering prizing benefiting respecting protecting preserving cherishing exalting lauding praising complimenting adapt affiliate affirm appropriate assent assume borrow embrace endorse espouse follow go down the line go in for imitate maintain mimic opt ratify seize select support take on take over take up tap repulse return give oppose disagree disown shun disallow discard disapprove refuse release deny adopted chose fostered naturalized picked raised selected took in repulsed left alone repudiated rejected disowned aid asset assistance benediction betterment blessing boon cream egg in one's beer extras favor gain godsend gravy interest perk prosperity welfare handicap bad fortune misfortune bad luck disapproval obstruction blockage U.S.E 🤌 her hir his its our their vis xyr zir your 🤌 YOUR Your you'r contribution cost duty expense fine levy price rate tariff assessment bite brokerage capitation custom dues excise giveaway imposition impost obligation salvage tithe toll towage tribute pork barrel charge load albatross task weight difficulty drain strain onus millstone demand pressure deadweight peace ease pleasure help blessing benefit aid advantage assess impose enact extract exact charge duty demand toll exact tribute lay an impost require contribution unburden give release exonerate exhaust weaken enervate sap tire stretch lade cumber weary overburden stress saddle overwork try encumber push weigh oppress prey on wear out weigh down overtax overuse make demands on press hard on put pressure on weigh heavily on strengthen concentrate delight invigorate energize activate compress assist blame impugn reproach criminate impeach incriminate indict impute inculpate arraign censure reprove free approve praise exculpate accuse allege apprehend arrest attack attribute betray blow the whistle brand bring charges cite complain denounce file claim finger frame hang something on hold accountable implicate lay at door let have it libel litigate lodge complaint name pin on point finger at prosecute recriminate serve summons slander slur sue summon tax flatter support defend let go commend vindicate absolve protect compliment retreat applaud pardon accusing alleging apprehending arraigning arresting attacking attributing betraying blaming blowing the whistle branding bringing charges censuring charging citing complaining criminating denouncing fingering framing hanging something on holding accountable impeaching implicating imputing incriminating inculpating indicting letting having it libelling litigating lying at door naming pinning on prosecuting recriminating serving summons slandering slurring suing summoning taxing flattering supporting defending let going commending approving freeing vindicating absolving protecting complimenting retreating exculpating applauding praising pardoning exonerating amount charge evaluate fix value assessed appraised apprised assayed checked checked out computed determined dug it estimated figured fixed gauged guessed judged nicked pegged rated reckoned set size up sized surveyed took measure valuated valued weighed helped neglected assisted aided ignored assesses appraises apprises assays checks checks out computes determines digs it estimates figures fixes gauges guesses judges nicks pegs rates reckons sets sizes surveys takes measure valuates values weighs helps neglects assists aids ignores assessing appraising apprising assaying checking checking out computing determining digging it estimating figuring fixing gauging guessing judging nicking pegging rating reckoning setting sizing surveying taking measure valuating valuing weighing helping neglecting assisting aiding ignoring 🤌 Tax allowance compensation discount kickback payment rebate reimbursement repayment restitution acquittance consolation discharge remuneration retribution return satisfaction settlement give-back give-up money back penalty relinquish adjust reimburse redeem remit repay compensate recoup restore balance indemnify remunerate settle redress recompense reward pay back give back honor a claim make amends make good make repayment make up for lose take keep hold penalize deprive forfeit cash banknote bread buck bullion cabbage chicken feed coin coinage currency dinero dough funds green stuff investment legal tender lot mazumah note pledge principal ready assets refund reserve resources riches savings scratch security stock supply treasure wampum wherewithal debt atone come down with commit guerdon pay pay up plank out pony up requite satisfy shell out take care of tickle the palm damage fine compensated atoned came down with committed guerdoned indemnified made good paid paid up planked out ponied up recompensed recouped refunded reimbursed remunerated repaid requited rewarded satisfied shelled out tickled the palm took care of lost took damaged forfeited fined deprived penalized make restitution make good indemnify pay damages square bear the cost bear the expense bequeath bestow chip in clear come through confer cough up defray dig up disburse extend foot foot the bill grant hand over handle honor kick in liquidate make payment meet offer plunk down prepay present proffer put up render stake earn confuse fail upset dishonor dissuade dissatisfy withhold refuse deny take back paying avenging oneself getting even making up for paying back paying one's dues punishing reciprocating recompensing repaying requiting retaliating settling a score square things squaring losing earning refusing 🤌 Refund
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