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Swedbank Latvia Battles Against Regulatory Costs and Cyber Attacks

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Swedbank Latvia is rooting itself as the most dominant player in the second fastest economy in the European Union but with rising pressure to keep costs low ...

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cfo insight swedbank latvia cfo summit Emerging-Market Sell-off reform school reformatory remand school training camp training ship borstal institution industrial school tech training college training ground training school Tech technological university michigan college engineering snow bitcoin Bitcoin money cash tinfoilhat benjamins nerds litecoin crypto-currency double spending problem digital proof of work digital currency online currency virtual currency nakamoto religion hashcash adamback satoshi commerce network transfer swap change shuffle barter revision traffic shift switch truck dealing castling stagnation market net curb store replace seesaw commute invert alternate flip-flop shuttle bandy transpose displace rearrange reverse bargain castle transact revise cash in deal in hook up link up pass to pay back deny refuse remain keep hold about-face accommodation adaptation adjustment amendment conversion correction difference diversification exchange fixing metamorphosis mid-course correction modification mutation reformation remodeling reshaping switch-over transformation transmutation turn variance variation act reciprocally alter blow hot and cold come and go fill in for fluctuate follow follow in turn interchange intersperse oscillate relieve rotate shilly-shally substitute sway vacillate vary waver yo-yo altercation beef bickering blowup bone bone of contention bone to pick brannigan brawl brush clash controversy crusher debate difference of opinion disagreement dispute donnybrook dustup face-off falling feud finisher flap fuss gin hassle knock down and drag out knockdown out quarrel rhubarb romp row ruckus ruction rumpus run-in scene scrap set-to shindy spat squabble static stew talking heads tiff words wrangle argumentation assertion case claim contention defense discussion expostulation grounds line of reasoning logic plea pleading polemic proof questioning reason reasoning remonstrance remonstration badinage chaff chaffing chitchat derision dissing fun gossip jeering jesting joking joshing kidding mockery persiflage play raillery repartee ribbing ridicule small talk haggle trade alteration argument banter Ex-change exchanges oral sex blow job giving head laying pipe princess sophia warm adjacent adjoining handy impending at hand immediate imminent nearly next proximate nearest abutting nigh hard by far away loose open cool dry solid tight compact firm short crowded thick narrow packed cropped large slack long empty free clear similar literal exact strict devoted familiar dear related private loving chummy attached cozy with heavy confined stifling stale moldy muggy musty stagnant sticky stuffy sultry airless fusty choky sweltry secluded hidden retired hush-hush reticent secretive silent taciturn mean chintzy miserly skimpy mingy end stop cease opening start shutter shut block clog secure lock slam exclude fill confine occlude congest dam screen cork bang bolt clench plug stopper bar button choke stuff fasten clap caulk 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bordering close by contiguous near neighboring next door touching Band-Aid acknowledgment antiphon back talk backcap comeback comment cooler counterclaim crack defense disclosure echo elucidation explanation feedback guff interpretation justification key lip observation parting shot pay dirt plea quick fix rebuttal refutation rejoinder remark repartee report resolution response result retort return rhetorical question riposte solution statement thank-you note the ticket topper vindication wisecrack almost comparative relative rough alike analogous comparable like matching resembling verging on accurate achieve answer approximate close Closes tap sex knock ride rock pre-climax apex almost there cresting the hill holding off table tennis box match closes closesed spectacles closes-tinted specs friendship bromance later back behind below ensuing next rear hind back of before a while later after another time at a later time by and by ensuingly eventually in a while intra late latterly on the next day post hoc soon subsequently then thereafter thereon ultimately abaft afterwards at the heels of at the rear of bringing up the rear eating the dust in the background in the wake later than off the pace trailing above ahead apart from as well as at a distance away from besides beyond the bounds clear of farther free of good way off hyper in addition to in advance of long way off more remote moreover on the far side on the other side out of range out of reach outside over over and above over there past remote superior to without yonder chronological connected constant continuing continuous following going on in order in turn increasing logical numerical one after another progressive running sequent sequential serial serialized seriate seriatim succedent succeeding successional successive understandable uninterrupted coming coming up consequent consequential next off posterior postliminary subsequent subsequential beneficial to concerning conducive to during for the sake of in 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pilferage prowl robbery safecracking second-story work sting thieving bootlegging counterfeiting dealing goods moonshine plunder poaching rum-running smuggling stuff swag trafficking violation wetbacking burglary desecration desolation despoiling laying waste marauding pillage ransacking rapine ravaging sacking spoliation stealing wasting abstraction defalcation misapplication misappropriation misuse peculation pilfering purloining skimming abduction contraband depredation embezzlement Theft walmart shoplifting store sears mall taking thievery sportway stealer rob thief wife right bitcoin Bitcoin money cash tinfoilhat benjamins nerds litecoin crypto-currency double spending problem digital proof of work digital currency online currency virtual currency nakamoto religion hashcash adamback satoshi point stamp spot score stain scar line sign tag logo check blot cross label nick pock blaze trace brand dent dot ink blank clarity symbol marking image seal quality index feature note print type emblem trait virtue device earmark badge token proof indicia unimportance level gauge norm duty use end aim prey result value effect dignity notice regard fame source cause neglect mend lose signify show evince remark exhibit betoken bespeak qualify denote show up ostend hide cover attend eye watch mind behold view ignore consign dispatch forward inscribe mark postmark remit route send ship superscribe transmit ambition aspiration course desideratum design desire direction intent intention object objective plan purpose scheme target where one is heading wish dream enterprise goal hope catch concentrate on devote oneself follow get a load of hear hearken heed keep one's eye on lend an ear listen listen up look after look on observe occupy oneself with pay heed pick up see to aspect character characteristic facet idiosyncrasy indication particularity peculiarity property quirk speciality cordon identification insignia marker medallion motto pin ribbon scepter shield address attribute Mark bootylicious urban dictionary weed erotic herb ganja sexy loving intense marc hottie irresistable love god amazing hot loyal truthful best crime theft dealer drugs victim sexiest smartest honor black man cryptocurrency bitcoin dogecoin peercoin mastercoin litecoin primecoin loss default failure ruin lack win wealth bankruptcy basket case cataclysm catastrophe cave-in conk out crackup crash debacle destruction disintegration disorganization disruption exhaustion faint flop prostration ruination ruining smash smashup subsidence undoing wreck bad times bear market big trouble bottom out bust crisis deflation dislocation downturn drop hard times inactivity inflation overproduction panic paralysis rainy days recession retrenchment sag slide slowness slump stagflation stagnation unemployment abortion bomb botch breakdown bungle checkmate collapse decay decline defeat deficiency deficit deterioration downfall failing false step faux pas fiasco flash in the pan frustration implosion inadequacy lead balloon lemon loser mess misadventure miscarriage misstep nonperformance nonsuccess overthrow rout rupture sinking ship stalemate stoppage total loss turkey washout abjection aridity barrenness beggary dearth debt depletion destitution difficulty distress emptiness exiguity famine hardship impecuniousness impoverishment indigence insolvency insufficiency meagerness necessitousness necessity pass paucity pauperism pennilessness penury pinch poorness privation reduction scarcity shortage starvation straits underdevelopment vacancy bottom-out depression shakeout atrophy bane bath confusion crumbling damage degeneracy degeneration demolition dilapidation disrepair dissolution downgrade extinction fall havoc nemesis skids subversion the end waste waterloo wreckage poverty runt of the litter dimwit zero bankrupt teeth seeds losering pseudo jalopy shelter safety shield guard defense aegis surety custody armor fix charge barrier buffer screen ward refuge bulwark cover danger doubt harm hurt injury threat attack aid ascendancy asset assistance authority avail blessing boon break choice comfort convenience dominance edge eminence expediency favor gain good gratification help hold improvement influence interest lead leeway leg-up leverage luck mastery odds position power pre-eminence precedence preference prestige prevalence profit protection recognition resources return sanction starting superiority support supremacy upper hand utility wealth ballast bower fastener foothold grapnel grappling iron grip hook kedge mainstay mooring mud hook pillar safeguard security staff stay ammunition arms gun hardware heat material materiel munitions ordnance weaponry bulletproof vest mail plate sheath covering door cover marquee shade sunshade tent breastwork citadel fortification fortress parapet prop rock stronghold tower of strength advantage anchor armament(s) awning bastion Protection herpes extortion scam condom diaphram knife trolling uber fuck condoms 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helper help serf minion drudge menial server live-in master waiter hostess host porter waitress assistant attendant cleaning person dependent domestic hireling retainer flight attendant maitre d' stewardess servant steward Server restaurant morons low pay computer network sysadmin crash failure minecraft mine craft mojang survival creative notch jeb steve block. afraid restless fidgety fearful nervous uneasy uptight jittery careful scared aghast antsy fretful jumpy nervy shaking shaky taut troubled watchful wired wreck shivery unquiet bugged choked clutched dreading hyper shook up spooked unglued brave bold cool happy quiet calm weary beat spent bleary dead effete pooped all in full enraged frenzied raging vehement livid violent frantic incensed fierce frenetic bent boiling crazed demented insane maniac rabid vicious wrathful fuming maddened smoking steamed elated gentle mild dogged miffed irate peeved furious huffy ireful mad riled rousted joyous desperate rage bother provoke irritate 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wait reveal ravage weaken cut up disturb miff roil steam burn put out charm burst shred claw fray lower pare rise strip chiv divide isolate disband fork disjoin divorce branch diverge gape snap hide attach agree receive welcome accept stand stomach brook abide contain swallow undergo hang on take it hang in let in reject refuse dodge shun avoid stop give offer fail lose add apprehensive basket case butterflies concerned disquieted distressed disturbed hacked in a state in a tizzy in suspense overwrought shot to pieces solicitous strung out sweating bullets worried sick burned out dead tired depleted dragging far-gone washed-out wiped-out worn-out bent out of shape beside oneself browned off bummed out corybantic fit to be tied hopping mad infuriated irrational on the warpath unreasonable up in arms at end of one's rope buffaloed burned up exasperated hot and bothered indignant rubbed the wrong way steamed up foaming at the mouth in a towering rage be on the back of drive up the wall exasperate get on one's nerves give a hard time anxious drained aggravate Hacked hacking frape hacker facebook faggot gleek skills crazy nuts ridic haxor password email fag white iphone snapchat apple irritated exhausted completely tired HMRC irs money bleeding the soul organisation Pimlico pimlico dave london borough england endz thames churchill victoria plumber Plumber plumper god bears pineapple mario halo jumper own ownage pwned pwn fps xbox live fly top fine poor employer director chief owner leader wheel head honcho exec overseer big gun helmer top dog worker employ run manage direct survey deny obey serve administrate be in the driver's seat be in the saddle boss carry out conduct control crack the whip execute govern head up hold the reins oversee pull the strings pull the wires render ride herd on run the show sit on top of superintend supervise CEO President ambassador authority bureaucrat captain chair chairperson commander consul controller custodian dean executive front office governor head honcho head person inspector judge manager mayor minister officer official organizer person upstairs premier prez producer superintendent supervisor Bible arbiter aristocrat big cheese big shot big wig brains brass buff city hall connoisseur czar egghead establishment expert feds guru ivory dome kingfish kingpin law power elite pro professional professor pundit scholar specialist textbook top brass top hand upstairs veteran virtuoso whiz wizard A-1 ace bad beyond compare capital champion choicest cool culminating finest first first-class first-rate foremost greatest highest incomparable inimitable leading matchless nonpareil number 1 optimum out-of-sight outstanding paramount peerless perfect preeminent premium prime primo principal sans pareil second to none super superlative supreme terrific tops tough transcendent unequaled unparalleled unrivaled unsurpassed VIP big enchilada big fish big wheel biggie bigwig boss man hotshot important person tycoon very important person CFO cap chieftain four-striper guide higher up master mistress number one operator pilot royalty skip skipper administer administrator best big deal Boss hustler president Charlie charlie sexy sweet mine love candy mountain unicorns kidney steal bridge charli amazing perfect charles charle chalie chaly charly chary joe cocaine crack club drug heroine place refferance hottie hot boy man mullins Mullin mullin Mullins mess-up mistake accident careless sobotage mullyn mullet irish bad hair day mohawk frohawk stupid fuck up bone-headed elmore foolish screw-up half-hazzardly lazy short cut effortless great amazing superb epic hand handjob penis shaft tip bad good mullens training science study culture learning teaching literacy tutelage guidance breeding finish tuition nurture reading pedagogy tutoring coaching drilling rearing neglect lesson question trial schooling custody care ignorance harm hurt apprenticeship background book learning brainwashing catechism civilization cultivation direction discipline edification enlightenment erudition improvement inculcation indoctrination information learnedness preparation propagandism proselytism refinement scholarship chalk talk grounding noviciate test period instruction education protection supervision probation pedagogics minority prime boyhood puberty ignorance greenness innocence bloom childhood teens girlhood youngness jejunity maturity boy chick cub fledgling girl junior juvenile juvenile delinquent kid lad lass pup pupil student teenager young person juvenility pubescence spring youth youthfulness minor stripling sweet sixteen teen teenybopper youngster adolescence adulthood dotage elderliness infancy life lifetime majority middle age milestone old age senility seniority wear and tear buck cadet chap child dude fellow gamin guy half-pint little guy little shaver master punk puppy runt schoolboy shaver small fry sonny sprout squirt tadpole whippersnapper adolescent anklebiter babe baby bairn bambino brat cherub descendant dickens imp infant innocent issue kiddie lamb little angel little darling little doll little one mite moppet neonate nestling newborn nipper nursling offspring preteen progeny pubescent suckling toddler tot tyke urchin young one age youths Youths Youth yoths yuths yuoths young jaycc church cocky ignorant kids socialist drop sag crisis bust panic crash slump slide calm success hope surge bulge rise torpidity lethargy slouch truancy dormancy loafing torpor sloth leisure inertia trifling stupor slowness indolence laze dawdling droning lazing loitering otiosity pottering vigor energy life action hustle labor work cutback discharge respite hiring pause freedom ease vacation liberty quiet chance recess repose time range rest holiday scope time off idleness inertness bad times bankruptcy bear market big trouble bottom out deflation dislocation downturn failure hard times inactivity inflation overproduction paralysis rainy days recession retrenchment stagflation stagnation unemployment dilly-dallying goof-off time hibernation joblessness own sweet time shiftlessness slothfulness sluggishness time on one's hands time to burn time to kill time-wasting vegetating early retirement convenience idle hours intermission leave of absence one's own sweet time opportunity recreation relaxation requiescence retirement sabbatical spare moments spare time vacant hour bottom-out collapse decline depression shakeout inoperativeness layoff Unemployment elite bullshit scam fraud assholes we are being fucked unemployability unemployable unemployed canned fired dropped cut crack government cheese lazy niggaquarium also moreover additionally again along along with and as well as well as besides conjointly further furthermore in conjunction with in like manner including likewise more more than that on top of over and above plus still to boot together with too withal added aggrandized amassed another augmented bounteous deeper else enhanced exceeding expanded extended extra farther fresh heavier higher in addition increased innumerable larger major massed new numerous other spare supplementary too many wider And? AND so what and one and what what fuck the world as long as i get mine suck it fuck the children dick loser punk he-bitch jerk and then conect that bitch gay travel exodus exile voyage removal march journey trek shift moving leaving entrance clearing establishment expanding expansion founding immigration migration opening up peopling pioneering populating settlement settling squatting transplanting access accession adit admission admittance appearance approach arrival baptism beginning commencement debut enlistment enrollment entry entrée import importation inception incoming ingoing ingress ingression initiation invasion outset passage penetration progress start trespass colonization Immigration plumber Plumber plumper god bears pineapple mario halo jumper own ownage pwned pwn fps xbox live communal civil ethnic domestic internal social public royal general state sweeping home imperial native inland politic societal federal local John/Jane Q. Public aborigine burgess burgher civilian commoner cosmopolite denizen dweller freeman/woman householder inhabitant member of body politic member of community national naturalized person occupant resident settler subject taxpayer townsperson urbanite villager voter borough metropolitan municipal urban governmental interior political citizen habitant indweller inhabiter liver resider handcrafted home-grown homemade indigenous intestine intramural traditional tribal civic nationals National Nationals best dominant champions future baseball mexico mexican stereotypes shopping materialism rich sport sports loss losing franchise training science study culture learning teaching literacy tutelage guidance breeding finish tuition nurture reading pedagogy tutoring coaching drilling rearing neglect lesson question trial schooling care ignorance harm hurt apprenticeship background book learning brainwashing catechism civilization cultivation direction discipline edification enlightenment erudition improvement inculcation indoctrination information learnedness preparation propagandism proselytism refinement scholarship chalk talk grounding noviciate test period instruction custody education protection supervision probation pedagogics point past turn space life date day stage term age pace while era tide stint span clock epoch bout spell tempo bit shift tour month year hour allotment chronology continuance duration eternity extent future generation infinity instance instant interval juncture lastingness life span lifetime many a moon moment occasion present season second stretch week time Weeks cliff aimless spider pig literature crime interacial weak wikon hunger hungry oink grunt 2014 end of the world world war 1914 2pac obamacare chinese year of the horse winter olympics the hobbits one world trade center anime series neon genesis evangelion terrorism ebola malaysian airlines robin williams year decade disaster 2010 2011 2012 2013 2005 tupac death row rap makaveli training science study culture learning teaching literacy tutelage guidance breeding finish tuition nurture reading pedagogy tutoring coaching drilling rearing neglect lesson question trial schooling custody care ignorance harm hurt apprenticeship background book learning brainwashing catechism civilization cultivation direction discipline edification enlightenment erudition improvement inculcation indoctrination information learnedness preparation propagandism proselytism refinement scholarship chalk talk grounding noviciate test period instruction education protection supervision probation pedagogics minority prime boyhood puberty ignorance greenness innocence bloom childhood teens girlhood youngness jejunity maturity boy chick cub fledgling girl junior juvenile juvenile delinquent kid lad lass pup pupil student teenager young person juvenility pubescence spring youth youthfulness minor stripling sweet sixteen teen teenybopper youngster adolescence adulthood dotage elderliness infancy life lifetime majority middle age milestone old age senility seniority wear and tear buck cadet chap child dude fellow gamin guy half-pint little guy little shaver master punk puppy runt schoolboy shaver small fry sonny sprout squirt tadpole whippersnapper adolescent anklebiter babe baby bairn bambino brat cherub descendant dickens imp infant innocent issue kiddie lamb little angel little darling little doll little one mite moppet neonate nestling newborn nipper nursling offspring preteen progeny pubescent suckling toddler tot tyke urchin young one age youths Youths Youth yoths yuths yuoths young jaycc church cocky ignorant kids socialist drop sag crisis bust panic crash slump slide calm success hope surge bulge rise torpidity lethargy slouch truancy dormancy loafing torpor sloth leisure inertia trifling stupor slowness indolence laze dawdling droning lazing loitering otiosity pottering vigor energy life action hustle labor work cutback discharge respite hiring pause freedom ease vacation liberty quiet chance recess repose time range rest holiday scope time off idleness inertness bad times bankruptcy bear market big trouble bottom out deflation dislocation downturn failure hard times inactivity inflation overproduction paralysis rainy days recession retrenchment stagflation stagnation unemployment dilly-dallying goof-off time hibernation joblessness own sweet time shiftlessness slothfulness sluggishness time on one's hands time to burn time to kill time-wasting vegetating early retirement convenience idle hours intermission leave of absence one's own sweet time opportunity recreation relaxation requiescence retirement sabbatical spare moments spare time vacant hour bottom-out collapse decline depression shakeout inoperativeness layoff Unemployment elite bullshit scam fraud assholes we are being fucked unemployability unemployable unemployed canned fired dropped cut crack government cheese lazy niggaquarium Latvia latvia latvians beautiful paradise the best state baltic estonia lithuania riga europe north country baltic states nature architecture art-nouveau pagan heritage latvian lativa nato pine woods lakes amber beaches beautiful women great nature old traditions long seaside nice people stag party beauty coolness campaign clash combat assault fighting strife crusade action attack struggle skirmish bombing war conflict warfare carnage sortie havoc onset barrage brush press ravage fray accord truce peace contest debate dispute calm quiet feud tug agree battle encounter engagement fight altercate bandy bicker break with buck bump heads contend cross cross swords disagree face down face off gang up on get in one's face go one on one hammer hammer away hash hash over hassle have at each other have at it jump jump on knock around lock horns mix it up pettifog pick an argument put up a fight put up a struggle quarrel quibble rehash row sass set to sock it to squabble stick it to talk back wrangle bat boxing match competition match round set-to glove game mill prelim prizefighting pugilism slugfest sparring the ring affray altercation argument battle royal bickering broil disorder donnybrook duke out fracas free-for-all fuss melee rhubarb riot ruckus rumble rumpus scrap scuffle tumult uproar argue caterwaul kick up a row raise Cain roughhouse spat tussle wrestle bout boxing brawl Battle BATTLE?! B-Attle battle buddy army soldier friend bodyguard protector defender escort companion so mighty battle?! the matrix daving seattle washington bloods gang blood hood ghetto across con facing versus contra about against as for as regards as to concerning on the subject of regarding respecting touching toward with reference to with respect to adverse agin anti antipodal antipodean antithetic antithetical conflicting contrary converse counter counteractive diametric discrepant incompatible incongruous inconsistent irreconcilable negating no go nullifying opposing opposite ornery paradoxical polar repugnant reverse antagonistic contradictory contrasting hindering impeding obstructive obverse opposed at variance with contrarily contrariwise conversely in defiance of although even though even with in contempt of in the face of notwithstanding undeterred by in distinction to out of possession of taken away apropos despite from managerial governing managing regulative authoritative bureaucratic central commanding controlling deciding decisive departmental directing directive directorial executive governmental in charge in control jurisdictional legislative official organizational policy-making presiding regulatory ruling superintending supervising supervisory absolute administrative ascendant conducting determining dominant dominating gubernatorial guiding influential magisterial mastering ordering overseeing presidential restraining supreme legal sovereign ministerial worth outlay figure price rate value damage amount charge tariff tab bite nick score ticket nut toll line dues repayment loss harm hurt injury aid gain good help require yield bring in take rap set back sell for come to be given be paid be worth mount up sell at lose expect obligate costs expenditure funding loan matching funds outgo payment budget conservation expenses keep overhead preservation repair running subsistence support sustenance sustentation cost of living damages per diem reparations addition aggregate all bad news body cost entirety expense extent list lot net output price tag product quantum set-back sum tidy sum whole accrue acquire bear bring earn fetch get gross make pay produce realize return sell account allocation allowance bulk estimated expenses finances fiscal estimate funds means planned disbursement quantity resources spending plan statement total financing upkeep Cost cool awesome neat sweet money fly raid charge rape strike rush inroad blitz drive push onset thrust onrush foray volley aid pull abuse censure blame slander libel calumny praise shield health flight fit spell throe bout spasm hit harm besiege beat assault hurt bombard ambush stab storm assail blast invade clip jump brain beset molest aggress soak clock boot bust mug slog kick biff combat club bat punch bean wallop cook bash blister advance bop turn on whop larrup boff set upon guard lose help criticize impugn revile refute stretch berate malign vilify reprove lay into shoot down tackle take up set to allege apprehend arraign arrest attack attribute betray blow the whistle brand bring charges cite complain criminate denounce file claim finger frame hang something on hold accountable impeach implicate impute incriminate inculpate indict lay at door let have it litigate lodge complaint name pin on point finger at prosecute recriminate serve summons slur sue summon tax all one's got bid crack dry run endeavor exertion experiment fling header lick one's all one's darnedest one's level best pursuit shot striving struggle trial try tryout undertaking venture whack workout aim do level best essay exert oneself give a fling give a whirl give best shot give it a go give it a try give old college try go the limit have a crack have a go at make a run at pursue seek shoot the works solicit strive take a stab at take best shot take on try one's hand at undertake bombardment burst deluge hail mass onslaught plethora rain shower stream surge torrent beating beating up bias crime condemnation criticism denigration harassment hate crime hounding jumping offensive persecution torment mayhem mugging thumping violence accuse attempt barrage bashing battery Attack lacrosse offense forward team position ride snowboard skateboard snowskate orienteering control feature navigation flag boss owner pilot leader head exec skip top cap guide master CEO foot CFO authority chieftain commander director executive four-striper head honcho higher up mistress number one officer operator royalty skipper top dog captain ceo corporate finance fraud investment enron cfo corporate fuck off lazy bastard odd todd business putz coo chek officor check facebook oficer acumen wisdom vision drift click ignorance stupidity acuity acuteness astuteness awareness brains brilliance cleverness comprehension cunning discernment discrimination farsightedness good taste grasp guile ingenuity insight intellect intelligence intuition judgment keenness perception percipience perspicacity perspicuity refinement sagacity sensitivity sharpness shrewdness smartness smarts understanding wit ESP feeling foreknowledge omen penetration precognition premonition psyche sixth sense telepathy acknowledgment apprehension attention knowledge mind need note notice observance observation reasoning recognition regard affinity appreciation being on same wavelength being there for someone communion community of interests compassion concord cottoning to good vibrations hitting it off picking up on pity rapport responsiveness soul sympathy warmth bodhi broad-mindedness civilization cultivation culture edification education information instruction learning literacy open-mindedness sophistication teaching anticipation canniness care carefulness caution circumspection clairvoyance discreetness discretion economy far-sightedness forethought long-sightedness precaution preconception premeditation prenotion prescience prospect providence provision prudence cognizance empathy enlightenment foresight Insight Latvia latvia latvians beautiful paradise the best state baltic estonia lithuania riga europe north country baltic states nature architecture art-nouveau pagan heritage latvian lativa nato pine woods lakes amber beaches beautiful women great nature old traditions long seaside nice people stag party beauty coolness head acme apex crown roof peak crest most max base apogee capstone climax culmination height high point highest point meridian optimum summit top ultimate vertex zenith distance elevation eminence loftiness cusp greatest maximum ne plus ultra pinnacle point spire sublimity tip tops up there ascendancy capsheaf climacteric crowning point extremity high spot highlight intensification limit orgasm payoff pitch tiptop turning point utmost ascension building climb critical mass escalation rise surge upsurge crescendo fastigium noon ridge altitude Summit summit high school chatham ice cream shore beirut sports drinking rich beer party money lacrosse nyc new york city new jersey jam bargain sell-off auction Sell Off sell off da bomb da shit great awesome schiznit nice good excellent best favorite
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